Apply Now & Hit the Road Tomorrow!
At Stanford Federal Credit Union, a trusted Bay Area resource, you'll experience much more than LOW auto loan rates.
- Fast loan turn-around
- FREE Auto Buying Service for personal assistance in buying the car you want at the lowest price available!
- Same low rates for new and used cars
- Up to 100% financing, including tax and license
- Repayment terms up to 84 months on loans of $25,000 or more
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Click here for terms and conditions.
Rate:
The rate on this product is determined by your credit profile, amount of credit, payment method, loan term, and collateral as applicable. The rate may reflect a discount of 0.50% ANNUAL PERCENTAGE RATE [APR] [.001370 daily periodic rate] for a monthly recurring direct deposit of at least $500 to your Stanford Federal Credit Union [SFCU] checking account, 0.25% [APR] [.000685 daily periodic rate] for service program discount [MAP Auto Finder, Drive Green, or Premier Checking] and 0.25% [APR] [.000685 daily periodic rate] for automatic transfer of the loan payment from an SFCU account except for Share/CD Secure loans. You agree to the above terms and conditions of this program. Should you decide not to continue to maintain the service which qualifies you for a special loan rate or if you are in default on any loan you have with us, we may, at our option, change the rate charged on all loans pursuant to the loan agreement to the greater of the non-reduced rate in effect when the loan was made or the non-reduced rate in effect on the date the qualifier service was terminated. When the rate increases in this fashion, it has the effect of increasing the number of payments required to pay the balance in full, your actual rate may vary.
Terms:
New and Used:
24 months minimum financing is $5,000, 48 months or less if financing under $10,000; 60 months or less if financing $10,000 or more; 72 months or less if financing $15,000 or more; 84 months or less if financing $25,000 or more.
Maximum loan term will be based on year and miles on vehicle (contact loan officer for terms on a specific vehicle).
Note:
Used Auto = Vehicles 10 years or newer with less than 80K miles,
Classic Auto = Vehicles 20 years or older (minimum amount financed $15,000)
Vehicles 11 to 19 years old considered as Non-Conforming Auto (Rate is based on unsecured loan rate).
The rate on this product is determined by your credit profile, amount of credit, payment method, loan term, and collateral as applicable. The rate may reflect a discount of 0.50% ANNUAL PERCENTAGE RATE [APR] [.001370 daily periodic rate] for a monthly recurring direct deposit of at least $500 to your Stanford Federal Credit Union [SFCU] checking account, 0.25% [APR] [.000685 daily periodic rate] for service program discount [MAP Auto Finder, Drive Green, or Premier Checking] and 0.25% [APR] [.000685 daily periodic rate] for automatic transfer of the loan payment from an SFCU account except for Share/CD Secure loans. You agree to the above terms and conditions of this program. Should you decide not to continue to maintain the service which qualifies you for a special loan rate or if you are in default on any loan you have with us, we may, at our option, change the rate charged on all loans pursuant to the loan agreement to the greater of the non-reduced rate in effect when the loan was made or the non-reduced rate in effect on the date the qualifier service was terminated. When the rate increases in this fashion, it has the effect of increasing the number of payments required to pay the balance in full, your actual rate may vary.
Terms:
New and Used:
24 months minimum financing is $5,000, 48 months or less if financing under $10,000; 60 months or less if financing $10,000 or more; 72 months or less if financing $15,000 or more; 84 months or less if financing $25,000 or more.
Maximum loan term will be based on year and miles on vehicle (contact loan officer for terms on a specific vehicle).
Note:
Used Auto = Vehicles 10 years or newer with less than 80K miles,
Classic Auto = Vehicles 20 years or older (minimum amount financed $15,000)
Vehicles 11 to 19 years old considered as Non-Conforming Auto (Rate is based on unsecured loan rate).
Federally Insured by NCUA